RSA 415-H:3 Stop Loss Insurance Coverage Standards.

I. An insurer shall not issue or renew a stop loss insurance policy or certificate that:
(a) Has an annual attachment point for claims incurred per individual which is lower than $20,000;
(b) Has an annual aggregate attachment point, for groups of 50 or fewer, that is lower than the greater of:
(1) $4,000 times the number of group members;
(2) 120 percent of expected claims; or
(3) $20,000;
(c) Has an annual aggregate attachment point for groups of 51 or more that is lower than 110 percent of expected claims; or
(d) Provides direct coverage of health care expenses of an individual.
II. An insurer shall determine the number of persons in a group, for the purposes of this section, on a consistent basis, at least annually.
III. For