RSA 415:6 Accident and Sickness Policy Provisions.

I.
Required Provisions. Except as provided in paragraph III of this section each such policy delivered or issued for delivery to any person in this state shall contain the provisions specified in this paragraph in the words in which the same appear in this section; provided, however, that the insurer may, at its option, substitute for one or more of such provisions corresponding provisions of different wording approved by the commissioner which are in each instance not less favorable in any respect to the insured or the beneficiary. Such provisions shall be preceded individually by the caption appearing in this paragraph or, at the option of the insurer, by such appropriate individual or group captions or subcaptions as the commissioner may approve.
(1) A provision as f