RSA 415:24 Rate Modifications for Accident and Health Insurance Policies.

I. Rate modifications on individual accident and health policy forms shall be filed with the commissioner prior to implementation.
II. At the time of filing new premium rates on any previously approved individual accident and health insurance policy form, other than forms for Medicare supplement policies and long-term care policies, the benefits provided by the policy form shall be deemed reasonable to the premium charge and the rates deemed approved, so long as the insurer complies with the terms of a loss ratio guarantee filed with the commissioner. The loss ratio guarantee agreement shall be in writing and shall include at least the following:
(a) A recitation of the anticipated annual and lifetime loss ratio standards included in the original actuarial memorandum fil